[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.warcon.cz\/kde-uspesne-zadat-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.warcon.cz\/kde-uspesne-zadat-o-pujcku\/","headline":"Kde \u00fasp\u011b\u0161n\u011b \u017e\u00e1dat o p\u016fj\u010dku?","name":"Kde \u00fasp\u011b\u0161n\u011b \u017e\u00e1dat o p\u016fj\u010dku?","description":"Pokud pot\u0159ebujete p\u016fj\u010dku a nechcete podstupovat riziko ne\u00fasp\u011bchu, jemu\u017e by dost mo\u017en\u00e1 p\u0159edch\u00e1zelo i v\u00edce ne\u017e poni\u017euj\u00edc\u00ed zach\u00e1zen\u00ed ze strany potenci\u00e1ln\u00edho budouc\u00edho v\u011b\u0159itele,…","datePublished":"2019-04-16","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.warcon.cz\/author\/devene\/#Person","name":"warcon.cz","url":"https:\/\/www.warcon.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"warcon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.warcon.cz\/wp-content\/uploads\/img_a346320_w1696_t1560425613.jpg","url":"https:\/\/www.warcon.cz\/wp-content\/uploads\/img_a346320_w1696_t1560425613.jpg","height":0,"width":0},"url":"https:\/\/www.warcon.cz\/kde-uspesne-zadat-o-pujcku\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"       Pokud pot\u0159ebujete p\u016fj\u010dku a nechcete podstupovat riziko ne\u00fasp\u011bchu, jemu\u017e by dost mo\u017en\u00e1 p\u0159edch\u00e1zelo i v\u00edce ne\u017e poni\u017euj\u00edc\u00ed zach\u00e1zen\u00ed ze strany potenci\u00e1ln\u00edho budouc\u00edho v\u011b\u0159itele, obra\u0165te se bez obav na nebankovn\u00ed sektor. Proto\u017ee je-li pro tento n\u011bco charakteristick\u00e9, pak je to to, \u017ee se tady sna\u017e\u00ed \u017eadatel\u016fm maxim\u00e1ln\u011b vyj\u00edt vst\u0159\u00edc a nam\u00edsto toho, aby tu vym\u00fd\u0161leli, pro\u010d to nejde, se tu sna\u017e\u00ed v\u017edy naj\u00edt zp\u016fsob, jak vyhov\u011bt.  D\u016fkazem toho pr\u00e1v\u011b vy\u0159\u010den\u00e9ho je to, \u017ee t\u0159eba v p\u0159\u00edpad\u011b takov\u00e9 nebankovn\u00ed hypot\u00e9ky nesehr\u00e1v\u00e1 zase a\u017e tak v\u00fdznamnou roli ani to, co je kamenem \u00farazu u bank. Tedy z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo v\u00fd\u0161e p\u0159\u00edjm\u016f \u017eadatele. Takov\u00fd nebankovn\u00ed sektor se klidn\u011b spokoj\u00ed s t\u00edm, \u017ee m\u00e1 \u017eadatel n\u011bjak\u00e9 p\u0159\u00edjmy, z nich\u017e by se dala p\u016fj\u010dka spl\u00e1cet, a pokud je nalezen z\u00e1znam v registru dlu\u017en\u00edk\u016f, nen\u00ed ani tak d\u016fle\u017eit\u00e1 jeho existence, jak to, nakolik ovliv\u0148uje schopnost dlu\u017en\u00edka p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Tak\u017ee ani n\u00edzk\u00e9 p\u0159\u00edjmy, ani registry neznamenaj\u00ed automatick\u00e9 odm\u00edtnut\u00ed. Na nebankovn\u00ed instituce se tak m\u016f\u017ee obr\u00e1tit ka\u017ed\u00fd. Sta\u010d\u00ed, kdy\u017e m\u00e1 nemovitost, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00ed pen\u011bz do z\u00e1stavy, sta\u010d\u00ed, kdy\u017e akceptuje, \u017ee dostane maxim\u00e1ln\u011b sedmdes\u00e1t procent odhadn\u00ed ceny t\u00e9to nemovitosti, sta\u010d\u00ed, kdy\u017e prok\u00e1\u017ee ochotu a schopnost platit. A nebankovn\u00ed instituce u\u017e se sama vynasna\u017e\u00ed, aby nalezla takov\u00e9 podm\u00ednky, p\u0159i nich\u017e lze onomu \u017eadateli vyhov\u011bt. Lze tak t\u0159eba rozlo\u017eit spl\u00e1tky i na hodn\u011b dlouh\u00e9 obdob\u00ed, d\u00edky \u010demu\u017e je v\u00fd\u0161e spl\u00e1tek dlu\u017en\u00edka nezat\u011b\u017euj\u00edc\u00ed, co\u017e ale rozhodn\u011b neznamen\u00e1, \u017ee by snad pozd\u011bji dlu\u017en\u00edk nemohl v\u0161e splatit p\u0159ed\u010dasn\u011b a bez sankc\u00ed, kdyby na to m\u011bl a cht\u011bl u\u0161et\u0159it na \u00faroc\u00edch.  A proto sta\u010d\u00ed jenom dodat onomu poskytovateli p\u016fj\u010dek n\u011bkolik fotografi\u00ed zastavovan\u00e9 nemovitosti, vyplnit jednoduchou online \u017e\u00e1dost a po\u010dkat, a\u017e \u010dlov\u011bka kontaktuje mana\u017eer spole\u010dnosti, s n\u00edm\u017e u\u017e se domluv\u00ed v\u0161echny detaily. A pak u\u017e je jen ot\u00e1zkou obvykle jednoho a\u017e t\u0159\u00ed dn\u00ed, ne\u017e pen\u00edze p\u0159istanou na \u017eadatelov\u011b \u00fa\u010dtu. A on si jich m\u016f\u017ee u\u017e\u00edvat tak, jak uzn\u00e1 za vhodn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          3.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde \u00fasp\u011b\u0161n\u011b \u017e\u00e1dat o p\u016fj\u010dku?","item":"https:\/\/www.warcon.cz\/kde-uspesne-zadat-o-pujcku\/#breadcrumbitem"}]}]