[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.warcon.cz\/kazdy-musi-tisen-zvladnout\/#Article","mainEntityOfPage":"https:\/\/www.warcon.cz\/kazdy-musi-tisen-zvladnout\/","headline":"Ka\u017ed\u00fd mus\u00ed t\u00edse\u0148 zvl\u00e1dnout","name":"Ka\u017ed\u00fd mus\u00ed t\u00edse\u0148 zvl\u00e1dnout","description":"I kdyby se d\u011blo nev\u00edm co, lid\u00e9 pot\u0159ebuj\u00ed a budou pot\u0159ebovat pen\u00edze. Na sv\u011bt\u011b u\u017e je to prost\u011b tak za\u0159\u00edzen\u00e9, \u017ee kdykoliv lid\u00e9…","datePublished":"2021-10-30","dateModified":"2021-10-30","author":{"@type":"Person","@id":"https:\/\/www.warcon.cz\/author\/devene\/#Person","name":"warcon.cz","url":"https:\/\/www.warcon.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"warcon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.warcon.cz\/wp-content\/uploads\/mince%20pod%20lupou_1.jpg","url":"https:\/\/www.warcon.cz\/wp-content\/uploads\/mince%20pod%20lupou_1.jpg","height":0,"width":0},"url":"https:\/\/www.warcon.cz\/kazdy-musi-tisen-zvladnout\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"   I kdyby se d\u011blo nev\u00edm co, lid\u00e9 pot\u0159ebuj\u00ed a budou pot\u0159ebovat pen\u00edze. Na sv\u011bt\u011b u\u017e je to prost\u011b tak za\u0159\u00edzen\u00e9, \u017ee kdykoliv lid\u00e9 n\u011bco pot\u0159ebuj\u00ed, mus\u00ed si to koupit, a aby si to koupit mohli, mus\u00ed m\u00edt platebn\u00ed prost\u0159edky, jimi\u017e se a\u017e na vz\u00e1cn\u00e9 v\u00fdjimky rozum\u00ed pen\u00edze. Proto\u017ee co ten, kdo \u017e\u00e1dn\u00e9 pen\u00edze nem\u00e1 nebo kdo jich m\u00e1 jenom poskrovnu? Ten si nem\u016f\u017ee dop\u0159\u00e1t nic nebo skoro nic z toho, co je mu nab\u00edzeno, a bez toho pak pochopiteln\u011b trp\u00ed nedostatkem. A to nen\u00ed v\u016fbec nic p\u0159\u00edjemn\u00e9ho.Jen\u017ee m\u00edt pen\u00edze je sp\u00ed\u0161e privilegium ne\u017e samoz\u0159ejmost. Ani ti, kdo piln\u011b pracuj\u00ed, jich nem\u00edvaj\u00ed automaticky v\u017edycky dost, a o t\u011bch ostatn\u00edch u\u017e snad ani nemluv\u011b. Jen\u017ee pen\u00edze pot\u0159ebuj\u00ed i ti, kdo je nemaj\u00ed. Ka\u017ed\u00fd je pot\u0159ebuje vyu\u017e\u00edvat, a ka\u017ed\u00fd si je tedy tak\u00e9 mus\u00ed n\u011bkde po\u0159\u00eddit. A kdy\u017e to nejde jinak, mus\u00ed se vz\u00edt zavd\u011bk aspo\u0148 p\u016fj\u010dkou.Jen\u017ee ono to ani s p\u016fj\u010dkou neb\u00fdv\u00e1 \u010dasto jednoduch\u00e9. I tu lid\u00e9 mohou sice cht\u00edt, ale bezv\u00fdsledn\u011b. I o tu se m\u016f\u017ee leckdo uch\u00e1zet, ale nakonec neusp\u011bje. Proto\u017ee p\u016fj\u010dky jsou nejen od toho, aby se vyu\u017e\u00edvaly, ale i od toho, aby se nakonec zase \u0159\u00e1dn\u011b splatily. A kdy\u017e panuj\u00ed pochybnosti o tom, zda bude takov\u00e9 spl\u00e1cen\u00ed v sil\u00e1ch ur\u010dit\u00e9ho konkr\u00e9tn\u00edho \u017eadatele, rad\u011bji mu u\u017e preventivn\u011b v bance nep\u016fj\u010d\u00ed. Jistota je jistota.Ale pro takov\u00e9ho ne\u00fasp\u011b\u0161n\u00e9ho \u017eadatele je to naopak nejistota. Tento toti\u017e r\u00e1zem nev\u00ed, kde je\u0161t\u011b tolik pot\u0159ebn\u00e9 finance vz\u00edt. Kdy\u017e u\u017e mu ani nep\u016fj\u010d\u00ed\u2026Ale oni mu nakonec mo\u017en\u00e1 p\u0159ece jenom n\u011bkde p\u016fj\u010d\u00ed. Kdy\u017e se pod\u00edv\u00e1me na to, co t\u0159eba obn\u00e1\u0161\u00ed nebankovn\u00ed hypot\u00e9ka, zjist\u00edme, \u017ee ani docela chud\u00ed lid\u00e9 se z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekucemi a dal\u0161\u00edmi pot\u00ed\u017eemi nemus\u00ed b\u00fdt ztraceni, \u017ee i ti maj\u00ed n\u011bkde \u0161anci. A to tady, u nebankovn\u00ed spole\u010dnosti a jej\u00ed hypot\u00e9ky. Proto\u017ee kdy\u017e tu n\u011bkdo m\u016f\u017ee spl\u00e1cen\u00ed zaru\u010dit z\u00e1stavou sv\u00e9 nemovitosti, je dostate\u010dn\u011b d\u016fv\u011bryhodn\u00fd na to, aby mu n\u011bjak\u00e9 ty pen\u00edze dali. A to t\u0159eba i velk\u00e9 pen\u00edze za v\u00fdhodn\u00fdch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ka\u017ed\u00fd mus\u00ed t\u00edse\u0148 zvl\u00e1dnout","item":"https:\/\/www.warcon.cz\/kazdy-musi-tisen-zvladnout\/#breadcrumbitem"}]}]